# Banks

<table><thead><tr><th width="172">Feature</th><th width="200">Panel</th><th>Ratios</th></tr></thead><tbody><tr><td><strong>Industry Analysis</strong></td><td><strong>Capital Adequacy</strong></td><td>Common Equity Tier-1 Capital to Total Assets</td></tr><tr><td></td><td></td><td>Common Equity Tier-1 Capital</td></tr><tr><td></td><td></td><td>Total Assets  </td></tr><tr><td></td><td></td><td>CAR </td></tr><tr><td></td><td></td><td>Total Equity to Total Assets</td></tr><tr><td></td><td><strong>Asset Quality</strong></td><td>Total Loans To Total Assets</td></tr><tr><td></td><td></td><td>Loan Loss Provision to NPLs</td></tr><tr><td></td><td></td><td>Loan Loss Provision</td></tr><tr><td></td><td></td><td>NPLs</td></tr><tr><td></td><td></td><td>Loan Loss Provision to Total Loans</td></tr><tr><td></td><td></td><td>Non-Performing Loan Ratio</td></tr><tr><td></td><td><strong>Earning Quality</strong></td><td>Adjusted Net Interest Margin (NIM)</td></tr><tr><td></td><td></td><td>Cost to Income Ratio (CIR)</td></tr><tr><td></td><td></td><td>ROE</td></tr><tr><td></td><td></td><td>ROA</td></tr><tr><td></td><td><strong>Liquidity</strong></td><td>Loans to Deposit (LDR)</td></tr><tr><td></td><td></td><td>Adjusted Liquid Assets to Total Liabilities</td></tr><tr><td></td><td></td><td>Average Cost of Financing</td></tr><tr><td></td><td><strong>Business Growth</strong></td><td>Total Equity Growth</td></tr><tr><td></td><td></td><td>Total Assets Growth</td></tr><tr><td></td><td></td><td>Loan Book Growth</td></tr><tr><td></td><td></td><td>Net Income Growth</td></tr></tbody></table>


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